
Tax Management Services That Protects Your Wealth
We help you minimize tax liabilities and keep more of what you earn. Our strategies are tailored to your financial goals and evolving regulations.
Comprehensive Planning Across Every Area of Your Finances
Our approach to tax management covers:
Tax-Efficient Investment Strategies: Asset location and tax-loss harvesting to reduce tax drag.
Roth IRA Planning: Strategic conversions and contribution planning.
Charitable Giving: Structuring donations for maximum deduction impact.
Income Strategy: Planning withdrawals and capital gains across tax brackets.
Business Owner Guidance: Income structuring, retirement plans, and entity planning.
Legacy & Estate Coordination: Minimizing estate taxes and simplifying transfers.
Strategic Tax Planning for Long-Term Efficiency
At North Ridge Wealth, tax management is integrated into every element of your financial strategy. We don’t simply react during tax season. Instead, we create forward-looking strategies that reduce tax exposure and support long-term growth.
Whether you’re managing income in retirement, handling concentrated equity, or planning charitable gifts, we design solutions that preserve more of what you’ve earned.

Tax Management That Anticipates, Not Reacts.
How We Optimize Your Tax Outcomes:
Aligning income streams with evolving tax brackets
Forecasting required minimum distributions
Sequencing withdrawals from different account types
Building tax diversification into your portfolio
Simple pricing with no surprises.
Our annual wealth management fee is all-inclusive of our services.
No hidden fees. No hourly fees. No surprises.
Fee | Managed/Advised Assets |
---|---|
0.90% | $0 - $1,000,000 |
0.80% | $1,000,000 - $2,000,000 |
0.70% | $2,000,000 - $3,000,000 |
0.60% | $3,000,000 - $4,000,000 |
0.50% | $4,000,000 - $5,000,000 |
*$12,000 minimum annual fee
FAQs about
Tax Management
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Tax management is the process of strategically organizing your finances to minimize your tax liability. It helps preserve more of your income and investments through methods like tax-efficient withdrawals, asset location, and proactive planning.
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Tax preparation focuses on filing your return and recording what already happened. Tax planning is forward-looking and strategic, helping you make decisions that reduce future tax burdens.
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Yes. With the right strategies, clients can reduce lifetime taxes through Roth conversions, charitable giving, income sequencing, and investment placement. These savings compound over time.
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Not necessarily. We often work directly with your CPA, or we can coordinate with professionals in our network. The key is having a cohesive plan that integrates all aspects of your financial life.
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No. While higher-income earners benefit greatly from proactive strategies, nearly everyone can improve their financial outcomes through smarter tax planning — especially as they approach retirement.
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Ideally, tax planning should be ongoing. The earlier you start, the more strategies you can implement over time to reduce your tax burden and improve flexibility in the future.
Tax Planning That Works Alongside Your Full Financial Strategy
Unlike seasonal tax prep, our tax management approach is collaborative and year-round. We coordinate with your broader wealth strategy, including investments, retirement, insurance, and estate planning, to ensure every action is optimized.
This alignment allows us to:
Avoid unintentional tax surprises
Capture opportunities others miss
Make decisions in real-time, not just once a year
Four Steps to
Tax Planning Confidence
1
Our proactive tax planning process helps you make strategic decisions today that reduce your lifetime tax burden
Discovery
We start by understanding your full financial picture.
Design
We create a personalized tax strategy that aligns your income streams, investment plans, and withdrawals.
2
Implementation
We work with you to put your plan into action.
3
Ongoing Review
We monitor these factors and adjust your strategy so you remain optimized year after year.
4
Success Story
Unlocking Tax-Free Growth Despite High Income
Mark earned $650,000 as a young doctor in his late 40s, but he felt penalized by his own success when his high income disqualified him from contributing to a Roth IRA, missing out on decades of tax-free growth for both him and his kids. Thanks to a little-known tax loophole, we implemented a "backdoor Roth IRA" strategy, allowing him to capture the same tax-free benefits he thought were out of reach.
Mark now watches his Roth IRA grow each year, knowing that neither he nor his sons will ever owe Uncle Sam a penny of it. What felt like a frustrating limitation became a powerful wealth-building opportunity. His family will benefit for generations.
Unbiased Advice with a Long-Term Perspective.
What distinguishes our tax management approach:
Independent, fiduciary advice
Coordination with your CPA and legal team
Built-in tax strategy within your financial plan
Focus on lifetime tax reduction, not just short-term wins
Build a Smarter Plan with Tax at the Center
Tax strategy should never be an afterthought. Let’s create a plan that helps you reduce taxes, protect your income, and support your goals now and for decades to come.