Insurance Planning for a Secure Financial Future
Protect your income, assets, and lifestyle with tailored insurance solutions that give you lasting confidence and security at every life stage.
Building an Insurance Strategy That Works for Life
Insurance should be a proactive strategy for lasting security, not just a fallback. That’s why we follow a thorough, client-focused process:
Risk Assessment: We analyze your current financial picture, lifestyle, and potential vulnerabilities. This step ensures we understand exactly what you need to protect.
Coverage Design: We recommend only the policies that fit your needs, avoiding unnecessary overlap or excessive premiums.
Implementation: We coordinate with trusted insurance providers to secure your coverage efficiently and effectively.
Ongoing Review: We revisit your insurance plan regularly to make sure it keeps up with life changes, inflation, and evolving risks.
Safeguard Your Future with Thoughtful Insurance Planning
Insurance planning creates a tailored strategy to protect your income, assets, and lifestyle, giving you peace of mind at every stage. We align coverage with your goals, close gaps, cut unnecessary costs, and prepare you and your loved ones for the unexpected.
We create strategies that protect your assets, honor your wishes, and support your family across life, health, disability, property, business, and long-term care needs.
Insurance Planning to Protect Every Part of Your Life
Areas we review:
Life Insurance
Health Insurance
Disability Insurance
Long-Term Care Insurance
Property & Casualty Insurance
Business Insurance
Simple pricing with no surprises.
Our annual wealth management fee is all-inclusive of our services.
No hidden fees. No hourly fees. No surprises.
| Fee* | Investment Assets |
|---|---|
| 0.90% | $0 - $1,000,000 |
| 0.80% | $1,000,000 - $2,000,000 |
| 0.70% | $2,000,000 - $3,000,000 |
| 0.60% | $3,000,000 - $4,000,000 |
| 0.50% | $4,000,000 - $5,000,000 |
*$12,000 minimum annual fee
FAQs about
Insurance Planning
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The sooner, the better. Your needs change as your life changes, so beginning early allows you to adjust your coverage proactively instead of reacting after a problem arises.
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Insurance planning is included in our wealth management fee. We focus on building a plan that balances comprehensive protection with affordability.
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At least once a year, and any time you experience major life events such as marriage, buying property, starting a business, or having children.
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Yes. By identifying unnecessary coverage and shopping for competitive rates, we can often reduce your overall insurance costs while improving your protection.
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Yes. We coordinate all major coverage areas - life, health, disability, liability, long-term care, property, casualty, and business-to ensure your plan is comprehensive and integrated.
Planning for Protection That Lasts
Insurance planning is more than buying policies. It’s about protecting your income, assets, and future while giving you confidence at every stage of life.
We simplify decisions, remove overlaps, secure competitive premiums, and align coverage with your financial goals so what matters most is protected today and tomorrow.
Four Steps to Lifelong Confidence
We make insurance planning simple, strategic, and personalized.
1
Discovery
We review your assets, income, and goals to spot coverage gaps and risks.
Design
We create a custom mix of policies that work together for full protection.
2
Implementation
We coordinate with trusted providers to put your plan in place.
3
Ongoing Review
We keep your coverage updated as your life and priorities evolve.
4
Success Story
Protect What Matters Most or Risk Losing It All
Years ago, we insisted that one of our clients purchase an umbrella liability policy—extra insurance coverage that extends beyond standard home and auto policies. Like many clients, he initially hesitated about the additional expense.
Then came the phone call we hoped never to receive, but were grateful we prepared for. His son had been in a serious accident involving a motorcyclist. Without that umbrella policy, our client faced devastating financial consequences, potentially losing much of the wealth he'd worked a lifetime to build.
Instead, he called to thank us profusely—the umbrella policy we recommended protected his family's financial future when they needed it most.
This is why comprehensive financial planning goes beyond investments. We help protect everything you've worked so hard to achieve.
Maximizing the Value of Your Insurance Strategy.
Delaying your estate plan risks missed opportunities. Acting now gives you greater control over:
Family, assets, and income protected
Cut duplicate coverage costs
Keep long-term goals secure
Align insurance with financial plans
Secure Tomorrow by Planning Today !
Insurance planning should never be left to chance. Let’s design a strategy that protects your income, safeguards your assets, and keeps your goals on track for life.
Nationwide solutions with a local feel.
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Forest Grove
Hillsboro
Lake Oswego
Oregon City
Portland
Sherwood
Tigard
Tualatin
Wilsonville
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Vancouver, WA
Camas, WA
Seattle, WA
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New York, NY
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Chicago, IL
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San Diego, CA
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Dallas, TX
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Atlanta, GA
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Charlotte, NC