Financial Planning That Brings Clarity & Confidence to Every Decision

We help you see the bigger picture and make informed choices for every stage of life. Our plans are built around your goals, priorities, and peace of mind.

A Clearer Path Forward Begins with a Coordinated Plan

Financial planning is more than growing assets. It is about ensuring every decision supports your goals. That means aligning income, investments, taxes, insurance, healthcare, and estate planning into one cohesive strategy.

At North Ridge Wealth Advisors, we help you gain clarity on where you are today, confidence in your plan, and control over how your wealth supports your life.

Confidence, Clarity, and a Strategy That Adapts With You

With North Ridge Wealth Advisors, you get:

  • A Plan You Understand

  • Ongoing Guidance

  • Tax-Aware Decision Making

  • A Holistic Perspective

  • An Independent Partner

Simple pricing with no surprises.

Our annual wealth management fee is all-inclusive of our services.

No hidden fees. No hourly fees. No surprises.

Fee* Investment Assets
0.90% $0 - $1,000,000
0.80% $1,000,000 - $2,000,000
0.70% $2,000,000 - $3,000,000
0.60% $3,000,000 - $4,000,000
0.50% $4,000,000 - $5,000,000
0.40% $5,000,000 - $6,000,000
0.30% $6,000,000+

*$12,000 minimum annual fee

FAQs about Financial Planning

  • Financial planning is the process of organizing and aligning your financial decisions with your long-term goals. It covers income, savings, investments, taxes, insurance, and estate considerations. Without a plan, financial decisions tend to be reactive, which can lead to missed opportunities and unnecessary risk.

  • Ideally, in your 20s or 30s — but it's never too late. Starting early allows you to take full advantage of tax strategies and long-term compounding. Even clients close to retirement can benefit significantly from a well-structured financial plan.

  • Investment management focuses solely on growing your portfolio. Financial planning is broader. It includes income strategy, tax planning, healthcare, risk management, and estate design — ensuring all areas of your financial life are working together.

  • Yes. Strategic planning can help reduce your lifetime tax burden through techniques like Roth conversions, tax-efficient withdrawals, asset location, charitable giving, and more.

  • At least once per year, or whenever there is a significant change in your life — such as a job change, marriage, inheritance, market shift, or legislative change.

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Our Financial Planning Process

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We believe clarity comes from structure. That is why we follow a consistent, client-centered process that ensures every financial plan aligns with your goals and adapts as life evolves.

Discovery

We begin by understanding your full financial picture, including your values, objectives, and long-term goals.

1

Design

We create a tailored plan that integrates retirement income, investment strategy, tax planning, risk management, and estate considerations.

2

Implementation

Once the plan is approved, we guide its execution, coordinating with your existing advisors or our network of professionals.

3

Monitoring and Review

We continuously evaluate your plan to ensure it reflects changes in your life, the markets, and relevant laws.

4

Success Story

From Retirement Anxiety to Complete Confidence

After working since they were teenagers, Matt and Shelley Lockwood faced retirement with mixed emotions. Despite significant savings, they felt overwhelmed by the transition and unsure about their financial readiness.

We helped them create a comprehensive retirement income plan, optimizing their Social Security timing and strategically handling their pensions—keeping one and rolling the other into an IRA for better control and inheritance planning. We also guided their 529 college savings strategy for their grandchild.

Today, the Lockwoods aren't just confidently retired—they're building their dream house in a new state, knowing their financial future is secure.

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Planning Builds Stability. Acting Creates Growth.

The longer you wait to create a financial plan, the fewer opportunities you can leverage. Starting today gives you more control over:

  • Your income strategy

  • Your investment growth

  • Your tax efficiency

  • Your debt management

  • Your wealth protection

The Earlier You Start, the More Options You Have

Whether you are planning for retirement or managing growing complexity, now is the time to gain control. We help you simplify, prioritize, and build a strategy that supports your goals.

Nationwide solutions with a local feel.

    • Vancouver, WA

    • Camas, WA

    • Seattle, WA

    • New York, NY

    • Chicago, IL

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    • San Diego, CA

    • Dallas, TX

    • Atlanta, GA

    • Charlotte, NC

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